![]() Image Credit: Capital Oneīottom Line: Capital One Shopping and Capital One Offers sound similar but are very different. The cash-back you earn from Capital One Offers comes as a statement credit. The cash-back earned from Capital One Offers is applied as a statement credit on your account. You can access Capital One Offers through your online Capital One credit card account. ![]() These discounts are activated when you click through the link found in the Capital One Offers section of your online account. You don’t need a Capital One credit card to access Capital One Shopping.Ĭapital One Offers are found in your Capital One account and are only available using Capital One credit cards. What’s the Difference Between Capital One Shopping and Capital One Offers?Ĭapital One Shopping can be easily confused with Capital One Offers, but they are completely different.Ĭapital One Shopping is a shopping portal that earns cash-back in the form of gift cards. *Gift card options can change at any time. Here’s a look at your gift card options when redeeming Capital One Shopping rewards: While that’s not quite as good as actual cash, there’s a wide selection of gift cards to choose from.Ĭapital One Shopping rewards are earned as gift cards. ![]() Instead, you earn your cash-back in gift card format. The other important thing to know about Capital One Shopping is that you don’t earn straight cash-back. While it’s a Capital One-branded portal, you don’t need a Capital One credit card to use it. In this guide, we’ll show you everything you need to know about Capital One Shopping and how to use it to potentially save big bucks on your next purchase.Ĭapital One Shopping is a shopping portal that can help you save money on your online purchases. Plus, a lot of the deals are targeted, so it’s not as simple as using a portal like Rakuten where everyone has access to the same deals.ĭon’t worry, though, because Upgraded Points has you covered. You don’t need a Capital One credit card to use it, and it’s different from Capital One Offers which you’ll find in your Capital One account. Capital One Shopping is a shopping portal designed to help you find the best deals and save money on all of your purchases.
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